diff --git a/app/Codes/EnvironmentName.php b/app/Codes/EnvironmentName.php
index bf52242..94c5cf5 100644
--- a/app/Codes/EnvironmentName.php
+++ b/app/Codes/EnvironmentName.php
@@ -4,6 +4,7 @@ namespace App\Codes;
 
 enum EnvironmentName: string
 {
+    case TEST = 'testing';
     case LOCAL = 'local';
     case STAGING = 'staging';
     case PRODUCTOIN = 'production';
diff --git a/app/Console/Commands/SMBCPoll.php b/app/Console/Commands/SMBCPoll.php
new file mode 100644
index 0000000..681f276
--- /dev/null
+++ b/app/Console/Commands/SMBCPoll.php
@@ -0,0 +1,186 @@
+<?php
+
+namespace App\Console\Commands;
+
+use App\Http\API\SMBC\PollResultRecord;
+use App\Http\API\SMBC\SMBC;
+use App\Http\API\SMBC\SMBCStatus;
+use App\Kintone\Models\BankAccountUpdateApplication;
+use App\Kintone\Models\Customer;
+use App\Logic\GeneralApplicationManager;
+use App\Models\SmbcPollStatus;
+use App\Util\DateUtil;
+use App\Util\DBUtil;
+use Exception;
+use Illuminate\Support\Carbon;
+use Illuminate\Support\Collection;
+use Illuminate\Support\Facades\DB;
+
+class SMBCPoll extends BaseCommand
+{
+
+    const COMMAND = "smbc:poll";
+
+
+    /**
+     * The name and signature of the console command.
+     *
+     * @var string
+     */
+    protected $signature = self::COMMAND;
+
+    /**
+     * The console command description.
+     *
+     * @var string
+     */
+    protected $description = 'SMBCへ口座振替登録申請結果を取得する';
+
+    static public function getCommand()
+    {
+        return self::COMMAND;
+    }
+
+
+    /**
+     * @var Collection<int, BankAccountUpdateApplication>
+     */
+    private Collection $applications;
+
+
+    /**
+     * Create a new command instance.
+     *
+     * @return void
+     */
+    public function __construct()
+    {
+        parent::__construct();
+        $this->applications = collect();
+    }
+
+    /**
+     * Execute the console command.
+     *
+     * @return int
+     */
+    public function service(): int
+    {
+        try {
+            $db = DBUtil::instance();
+            $db->beginTransaction();
+
+            // 検索範囲の取得
+            [$from, $to] = $this->getFromTo();
+            $this->outputInfo(sprintf("検索範囲 %s-%s", $from->format('Y/m/d H:i:s'), $to->format('Y/m/d H:i:s')));
+
+            // 検索実行
+            $result = SMBC::poll($from, $to);
+
+            // 検索結果の確認
+            if (!$result->ok()) {
+                $this->outputError($result->getMessage());
+                return self::RESULTCODE_FAILED;
+            }
+            $this->outputInfo(sprintf("取得対象 %d件", $result->getCount()));
+
+            // データハンドリング
+            foreach ($result->getRecord() as $data) {
+                $this->handleData($data);
+            }
+
+            // 検索実績の登録
+            $this->saveFromTo($from, $to);
+
+            // キントーンへ各種申請登録
+            foreach ($this->applications as $app) {
+                $this->outputInfo(sprintf("申請登録 顧客コード:%s 申請番号:%s", $app->customerCode, $app->applicationNo));
+                $app->save();
+            }
+            $this->outputInfo(sprintf("申請登録件数:%d件", $this->applications->count()));
+
+            $db->commit();
+        } catch (Exception $e) {
+            $db->rollBack();
+            throw $e;
+        }
+
+        return self::RESULTCODE_SUCCESS;
+    }
+
+    /**
+     * @return Carbon[]
+     */
+    private function getFromTo()
+    {
+
+        $status = SmbcPollStatus::all()->first();
+        $now = DateUtil::now();
+        if ($status === null) {
+            $this->outputInfo("検索範囲初期化");
+            return [
+                $now->clone()->addDays(-5),
+                $now->clone(),
+            ];
+        }
+
+        return [
+            $status->condition_datetime_to->clone()->addSecond(),
+            $now->clone(),
+        ];
+    }
+
+    private function handleData(PollResultRecord $data)
+    {
+        if ($data->status === SMBCStatus::SUCCESS) {
+            $customer = Customer::findByCustomerCode($data->getCustomerCode());
+
+            $application = new BankAccountUpdateApplication();
+            $manager = new GeneralApplicationManager($application);
+            $manager
+                ->setCustomer($customer)
+                ->makeApplication();
+
+            $application->bankBranchIdBefore = $customer->bankBranchId;
+
+            $application->bankBranchIdAfter = $data->bankBranchCode;
+            $application->bankCodeAfter = $data->bankCode;
+            $application->bankNameAfter = $data->bankName;
+            $application->branchCodeAfter = $data->branchCode;
+            $application->branchNameAfter = $data->branchName;
+            $application->accountTypeAfter = $data->accountType;
+            $application->accountNameKanaAfter = $data->accountName;
+            $application->accountNoAfter = $data->accountNo;
+            $application->accountYuchoSignAfter = $data->yuchoSign;
+            $application->accountYuchoNoAfter = $data->yuchoAccountNo;
+            $application->smbcApplicationDatetime = $data->applicationDatetime;
+            $application->smbcAcceptNo = $data->acceptNo;
+            $application->smbcResult = $data->all;
+
+            $this->applications->push($application);
+            return;
+        }
+        if ($data->status === SMBCStatus::ERROR || $data->status === SMBCStatus::CANCEL) {
+            // TODOエラーメール送信
+
+            return;
+        }
+        if ($data->status === SMBCStatus::PROCESSING) {
+            $this->outputInfo(sprintf("処理中のためスキップ 受付番号%s", $data->acceptNo));
+            return;
+        }
+        if ($data->address5 !== SMBC::CONDITION_ADDR5_FROM_MY_PAGE) {
+            $this->outputInfo(sprintf("MyPage以外からの申請のためスキップ 受付番号%s", $data->acceptNo));
+            return;
+        }
+    }
+
+    private function saveFromTo(Carbon $from, Carbon $to)
+    {
+        DB::table(SmbcPollStatus::getTableName())->delete();
+
+        $status = new SmbcPollStatus();
+        $status->condition_datetime_to = $to;
+        $status->save();
+    }
+}
diff --git a/app/Console/Kernel.php b/app/Console/Kernel.php
index 108c7b5..fc3232b 100644
--- a/app/Console/Kernel.php
+++ b/app/Console/Kernel.php
@@ -13,6 +13,7 @@ class Kernel extends ConsoleKernel
     protected function schedule(Schedule $schedule): void
     {
         Schedules\HeartBeat::register($schedule);
+        Schedules\SMBCPoll::register($schedule);
     }
 
     /**
diff --git a/app/Console/Schedules/SMBCPoll.php b/app/Console/Schedules/SMBCPoll.php
new file mode 100644
index 0000000..04a4020
--- /dev/null
+++ b/app/Console/Schedules/SMBCPoll.php
@@ -0,0 +1,17 @@
+<?php
+
+namespace App\Console\Schedules;
+
+use App\Console\Commands\SMBCPoll as CommandsSMBCPoll;
+use Illuminate\Console\Scheduling\Schedule;
+
+class SMBCPoll extends BaseSchedule
+{
+
+    static public function register(Schedule $schedule)
+    {
+        $schedule->command(CommandsSMBCPoll::class)
+            ->everyThreeMinutes()
+            ->description("SMBC口座振替申請結果取得");
+    }
+}
diff --git a/app/Http/API/SMBC/PollResult.php b/app/Http/API/SMBC/PollResult.php
new file mode 100644
index 0000000..a6bb5fb
--- /dev/null
+++ b/app/Http/API/SMBC/PollResult.php
@@ -0,0 +1,147 @@
+<?php
+
+namespace App\Http\API\SMBC;
+
+use App\Codes\EnvironmentName;
+use App\Util\EncodingUtil;
+use Exception;
+use Illuminate\Support\Arr;
+use Illuminate\Support\Carbon;
+use Illuminate\Support\Collection;
+use Illuminate\Support\Facades\Http;
+use Illuminate\Support\Str;
+
+class PollResult
+{
+    // 共通
+    private const IDX_RECORD_CODE = 0;
+    // ヘッダー
+    private const IDX_HEADER_RESULT = 1;
+    private const IDX_HEADER_MESSAGE = 2;
+    // ボディー
+    private const IDX_FOOTER_COUNT = 1;
+    // フッター
+
+    private const RECORD_CODE_HEADER = "10";
+    private const RECORD_CODE_BODY = "20";
+    private const RECORD_CODE_FOOTER = "80";
+    private const RESULT_CODE_SUCCESS = ["000000", "943037"];
+
+
+    /**
+     * @var Collection<int, Collection<int, string>>
+     */
+    private Collection $lines;
+
+    /**
+     * @var Collection<int, PollResultRecord>
+     */
+    private Collection $body;
+
+    private bool $success = false;
+    private string $message = "";
+    private int $count = 0;
+
+    public function __construct(string $data)
+    {
+        $this->lines = collect();
+        $lines = Str::of($data)->replace('"', '')->explode("\r\n");
+        foreach ($lines as $lineStr) {
+            if ($lineStr) {
+                $lineStr = EncodingUtil::toUtf8FromSjis($lineStr);
+                $this->lines->push(Str::of($lineStr)->explode(','));
+            }
+        }
+
+        if (!$this->parseHeader()) {
+            return;
+        }
+        if (!$this->parseBody()) {
+            return;
+        }
+        if (!$this->parseFooter()) {
+            return;
+        }
+
+        $this->success = true;
+    }
+
+    public function ok(): bool
+    {
+        return $this->success;
+    }
+    public function getMessage(): string
+    {
+        return $this->message;
+    }
+
+    public function getRecord()
+    {
+        return $this->body;
+    }
+
+    public function getCount(): int
+    {
+        return $this->count;
+    }
+
+    private function parseHeader(): bool
+    {
+        $header =  $this->lines->first();
+        if (!$header) {
+            $this->success = false;
+            $this->message = "ヘッダーなし";
+            return false;
+        }
+
+        $resultCode = $header->get(self::IDX_HEADER_RESULT);
+        if (!in_array($resultCode, self::RESULT_CODE_SUCCESS)) {
+            $this->success = false;
+            $this->message = sprintf("結果コードNG %s", $resultCode);
+            $readMessage = EncodingUtil::toUtf8FromSjis($header->get(self::IDX_HEADER_MESSAGE));
+            return false;
+        }
+        return true;
+    }
+
+    private function parseBody(): bool
+    {
+        $this->body = collect();
+
+        try {
+            foreach ($this->lines as $line) {
+                if ($line[self::IDX_RECORD_CODE] === self::RECORD_CODE_BODY) {
+                    $this->body->push(new PollResultRecord($line));
+                }
+            }
+        } catch (Exception $e) {
+            $this->success = false;
+            $this->message = sprintf("Bodyパース失敗 %s", $e->getMessage());
+            return false;
+        }
+
+        return true;
+    }
+
+    private function parseFooter(): bool
+    {
+        $footer = $this->lines->last();
+
+        if (!$footer) {
+            $this->success = false;
+            $this->message = "フッターなし";
+            return false;
+        }
+
+        $count = intval($footer->get(self::IDX_FOOTER_COUNT));
+
+        if ($count !== $this->body->count()) {
+            $this->success = false;
+            $this->message = sprintf("読込件数に差異あり %d : %d", $count, $this->body->count());
+            return false;
+        }
+        $this->count = $count;
+
+        return true;
+    }
+}
diff --git a/app/Http/API/SMBC/PollResultRecord.php b/app/Http/API/SMBC/PollResultRecord.php
new file mode 100644
index 0000000..90008cc
--- /dev/null
+++ b/app/Http/API/SMBC/PollResultRecord.php
@@ -0,0 +1,98 @@
+<?php
+
+namespace App\Http\API\SMBC;
+
+use App\Util\DateUtil;
+use Illuminate\Support\Carbon;
+use Illuminate\Support\Collection;
+use Illuminate\Support\Str;
+
+class PollResultRecord
+{
+    private const IDX_ACCEPT_NO = 11;
+    private const IDX_APPLICATION_DATE = 12;
+    private const IDX_APPLICATION_TIME = 13;
+    private const IDX_CUSTOMER_NO = 22;
+    private const IDX_ADDRESS5 = 33;
+    private const IDX_STATUS = 40;
+    private const IDX_BANK_CODE = 60;
+    private const IDX_BANK_NAME = 61;
+    private const IDX_BRANCH_CODE = 62;
+    private const IDX_BRANCH_NAME = 63;
+    private const IDX_ACCOUNT_TYPE = 64;
+    private const IDX_ACCOUNT_NO = 66;
+    private const IDX_ACCOUNT_NAME = 67;
+
+    private const BANK_CODE_YUCHO = "9900";
+
+    public string $acceptNo = ""; // 口座振替受付番号
+    public Carbon $applicationDatetime; // 申込日時
+    public string $customerNo = ""; // 顧客番号
+    public SMBCStatus $status;
+    public string $bankCode = ""; // 金融機関コード
+    public string $bankName = "";
+    public string $branchCode = ""; // 支店コード
+    public string $branchName = "";
+    public string $accountType = ""; // 預金種目
+    public string $accountNo = ""; // 口座番号
+    public string $accountName = ""; // 口座名義ｶﾅ
+
+    public string $yuchoSign = ""; // ゆうちょ口座記号
+    public string $yuchoAccountNo = ""; // ゆうちょ口座番号
+
+    public string $bankBranchCode = ""; // 銀行支店コード
+
+    public string $address5 = ""; // 住所5
+
+    public string $all = "";
+
+    /**
+     *
+     * @param Collection<int, string> $data
+     */
+    public function __construct(Collection $data)
+    {
+        $this->acceptNo =  $data[self::IDX_ACCEPT_NO];
+        $this->applicationDatetime =  DateUtil::parse($data[self::IDX_APPLICATION_DATE] . $data[self::IDX_APPLICATION_TIME]);
+        $this->customerNo =  $data[self::IDX_CUSTOMER_NO];
+        $this->address5 =  $data[self::IDX_ADDRESS5];
+        $this->status = SMBCStatus::from($data[self::IDX_STATUS]);
+        $this->bankCode =  $data[self::IDX_BANK_CODE];
+        $this->bankName =  $data[self::IDX_BANK_NAME];
+        $this->branchCode =  $data[self::IDX_BRANCH_CODE];
+        $this->branchName =  $data[self::IDX_BRANCH_NAME];
+        $this->accountType =  $data[self::IDX_ACCOUNT_TYPE];
+        $this->accountNo =  $data[self::IDX_ACCOUNT_NO];
+        $this->accountName =  $data[self::IDX_ACCOUNT_NAME];
+
+        // ゆうちょの場合、
+        // 支店コードに記号５桁のうちの３桁
+        // 口座番号に記号８桁のうちの７桁が入っているので
+        // 調整する
+        if ($this->bankCode === self::BANK_CODE_YUCHO) {
+
+            $branchCode = $this->branchCode;
+            $accountNo = $this->accountNo;
+            $this->branchCode = "";
+            $this->accountNo = "";
+
+            // 記号には前後に１，０を付与する
+            $this->yuchoSign = sprintf("1%s0", $branchCode);
+
+            // 口座番号には末尾に１を付与する
+            $this->yuchoAccountNo =  sprintf("%s1", $accountNo);
+
+            // 支店コードは記号の前２桁に８を付与する
+            $this->branchCode = sprintf("%s8", Str::of($branchCode)->substr(2));
+        }
+
+        $this->bankBranchCode = sprintf("%d%s", intval($this->bankCode), $this->branchCode);
+
+        $this->all = $data->implode(",");
+    }
+
+    public function getCustomerCode(): int
+    {
+        return intval($this->customerNo);
+    }
+}
diff --git a/app/Http/API/SMBC/SMBC.php b/app/Http/API/SMBC/SMBC.php
new file mode 100644
index 0000000..5f0735f
--- /dev/null
+++ b/app/Http/API/SMBC/SMBC.php
@@ -0,0 +1,100 @@
+<?php
+
+namespace App\Http\API\SMBC;
+
+use App\Exceptions\ConfigException;
+use App\Kintone\Models\Customer;
+use Illuminate\Support\Carbon;
+use Illuminate\Support\Facades\Http;
+
+class SMBC
+{
+    const CONDITION_ADDR5_FROM_MY_PAGE = "マイページからの申請";
+
+
+    public static function poll(Carbon $from, Carbon $to)
+    {
+        $url = config('smbc.searchUrl');
+        if (!$url) {
+            throw new ConfigException("smbc.searchUrl", $url);
+        }
+
+        $password = config('smbc.searchPassword');
+        if (!$password) {
+            throw new ConfigException("smbc.searchPassword", $password);
+        }
+
+        $sendData = [
+            'version' => "213",
+            'shori_kbn' => "2001",
+            'shop_cd' => "7694156",
+            'syuno_co_cd' => "58763",
+            'shop_pwd' => $password,
+
+            // 口座振替受付ステータス更新日時のFROM-TO検索条件
+            'kfr_utk_status_upd_date_from' => $from->format('Ymd'),
+            'kfr_utk_status_upd_time_from' => $from->format('His'),
+            'kfr_utk_status_upd_date_to' => $to->format('Ymd'),
+            'kfr_utk_status_upd_time_to' => $to->format('His'),
+
+            // ソート指定
+            'sort_list' => "11", // 口座振替受付ステータス更新日時
+            'sort_jun' => "2" // 降順
+        ];
+
+        $res =  Http::withHeaders([
+            'Content-Type' => 'application/x-www-form-urlencoded',
+            'Content-Encoding' => 'Shift_JIS'
+        ])->asForm()->post(
+            $url,
+            $sendData
+        );
+
+        if ($res->failed()) {
+            throw $res->toException();
+        }
+
+        return new PollResult($res->body());
+    }
+
+    public static function getRegisterStartParam(Customer $customer)
+    {
+
+        $password  = config('smbc.systemPassword');
+        if (!$password) {
+            throw new ConfigException('smbc.systemPassword', $password);
+        }
+
+        $url  = config('smbc.registerUrl');
+        if (!$url) {
+            throw new ConfigException('smbc.registerUrl', $url);
+        }
+
+        $param = [
+            'bill_no' =>  sprintf("%012d", $customer->customerCode),
+            'bill_name' => $customer->customerName,
+            'bill_kana' => mb_convert_kana($customer->customerNameKana, "ks"),
+
+            'version' => "130",
+            'bill_method' => "01",
+            'shop_cd' => "7694156",
+            'syuno_co_cd' => "58763",
+            'shop_pwd' => $password,
+            'shoporder_no' => "",
+            'koushin_kbn' => "1",
+            'shop_phon_hyoji_kbn' => "1",
+            'shop_mail_hyoji_kbn' => "1",
+            'kessai_id' => "0101",
+
+            'bill_adr_5' => self::CONDITION_ADDR5_FROM_MY_PAGE,
+        ];
+        $param['fs'] =  hash('sha256', $param['shop_cd'] . $param['syuno_co_cd'] . $param['bill_no'] . $param['shoporder_no'] . $param['shop_pwd']);
+
+        $data = [
+            'url' => $url,
+            'param' => $param,
+        ];
+
+        return $data;
+    }
+}
diff --git a/app/Http/API/SMBC/SMBCStatus.php b/app/Http/API/SMBC/SMBCStatus.php
new file mode 100644
index 0000000..3c337ca
--- /dev/null
+++ b/app/Http/API/SMBC/SMBCStatus.php
@@ -0,0 +1,11 @@
+<?php
+
+namespace App\Http\API\SMBC;
+
+enum  SMBCStatus: string
+{
+    case PROCESSING = "01";
+    case SUCCESS = "02";
+    case ERROR = "03";
+    case CANCEL = "04";
+}
diff --git a/app/Http/Controllers/Web/Customer/BankAccountRegisterStartController.php b/app/Http/Controllers/Web/Customer/BankAccountRegisterStartController.php
new file mode 100644
index 0000000..f1b1549
--- /dev/null
+++ b/app/Http/Controllers/Web/Customer/BankAccountRegisterStartController.php
@@ -0,0 +1,40 @@
+<?php
+
+namespace App\Http\Controllers\Web\Customer;
+
+use App\Exceptions\ConfigException;
+use App\Http\API\SMBC\SMBC;
+use App\Http\Controllers\Web\WebController;
+use App\Kintone\Models\Customer;
+use Illuminate\Http\JsonResponse;
+use Illuminate\Http\Request;
+
+class BankAccountRegisterStartController extends WebController
+{
+
+    public function name(): string
+    {
+        return "利用者口座変更申請開始";
+    }
+
+    public function description(): string
+    {
+        return "利用者口座変更申請開始用のパラメータを取得する";
+    }
+
+
+    public function __construct(protected BankAccountRegisterStartParam $param)
+    {
+        parent::__construct();
+        $this->middleware('auth:sanctum');
+    }
+
+    protected function run(Request $request): JsonResponse
+    {
+        $customer = Customer::getSelf();
+
+        $data = SMBC::getRegisterStartParam($customer);
+
+        return $this->successResponse($data);
+    }
+}
diff --git a/app/Http/Controllers/Web/Customer/BankAccountRegisterStartParam.php b/app/Http/Controllers/Web/Customer/BankAccountRegisterStartParam.php
new file mode 100644
index 0000000..aacea93
--- /dev/null
+++ b/app/Http/Controllers/Web/Customer/BankAccountRegisterStartParam.php
@@ -0,0 +1,15 @@
+<?php
+
+namespace App\Http\Controllers\Web\Customer;
+
+use App\Http\Controllers\Web\BaseParam;
+
+/**
+ */
+class BankAccountRegisterStartParam extends BaseParam
+{
+    public function rules(): array
+    {
+        return [];
+    }
+}
diff --git a/app/Http/Controllers/Web/WebController.php b/app/Http/Controllers/Web/WebController.php
index 6615ee0..764e914 100644
--- a/app/Http/Controllers/Web/WebController.php
+++ b/app/Http/Controllers/Web/WebController.php
@@ -2,6 +2,7 @@
 
 namespace App\Http\Controllers\Web;
 
+use App\Codes\EnvironmentName;
 use App\Codes\HTTPResultCode as ResultCode;
 use App\Codes\UserRole;
 use App\Exceptions\AppCommonException;
@@ -301,7 +302,13 @@ abstract class WebController extends BaseController
                 ->json($ret)
                 ->withHeaders($this->makeHeader());
         } else {
-            abort(500);
+
+            if (app()->environment([EnvironmentName::PRODUCTOIN->value])) {
+                abort(500);
+            }
+            return response()
+                ->json($ret)
+                ->withHeaders($this->makeHeader());
         }
     }
 
diff --git a/app/Kintone/KintoneRecordQuery.php b/app/Kintone/KintoneRecordQuery.php
index 682a3fe..ae3a65c 100644
--- a/app/Kintone/KintoneRecordQuery.php
+++ b/app/Kintone/KintoneRecordQuery.php
@@ -28,7 +28,7 @@ class KintoneRecordQuery
             $ret .= " ";
         }
         $ret .= $this->order;
-        logger(sprintf("QUERY[%s]:%s", $this->appName, $ret));
+        // logger(sprintf("QUERY[%s]:%s", $this->appName, $ret));
         return $ret;
     }
 
diff --git a/app/Kintone/Models/Bank.php b/app/Kintone/Models/Bank.php
new file mode 100644
index 0000000..f8db5b1
--- /dev/null
+++ b/app/Kintone/Models/Bank.php
@@ -0,0 +1,13 @@
+<?php
+
+namespace App\Kintone\Models;
+
+use Illuminate\Support\Facades\Auth;
+
+/**
+ * アプリ名 銀行マスタ
+ */
+class Bank extends KintoneModel
+{
+    const CONFIG_KEY = "KINTONE_APP_BANK";
+}
diff --git a/app/Kintone/Models/BankAccountUpdateApplication.php b/app/Kintone/Models/BankAccountUpdateApplication.php
new file mode 100644
index 0000000..651c959
--- /dev/null
+++ b/app/Kintone/Models/BankAccountUpdateApplication.php
@@ -0,0 +1,93 @@
+<?php
+
+namespace App\Kintone\Models;
+
+use Illuminate\Support\Carbon;
+
+/**
+ * アプリ名 各種申請 [口座変更申請]
+ * 
+ * @property string bankBranchIdBefore
+ * @property string bankCodeBefore
+ * @property string bankNameBefore
+ * @property string branchCodeBefore
+ * @property string branchNameBefore
+ * @property int accountTypeBefore
+ * @property string accountNameKanaBefore
+ * @property int accountNoBefore
+ * @property int accountYuchoSignBefore
+ * @property int accountYuchoNoBefore
+ * @property string bankBranchIdAfter
+ * @property string bankCodeAfter
+ * @property string bankNameAfter
+ * @property string branchCodeAfter
+ * @property string branchNameAfter
+ * @property int accountTypeAfter
+ * @property string accountNameKanaAfter
+ * @property int accountNoAfter
+ * @property int accountYuchoSignAfter
+ * @property int accountYuchoNoAfter
+ * @property Carbon smbcApplicationDatetime
+ * @property string smbcAcceptNo
+ * @property string smbcResult
+ */
+class BankAccountUpdateApplication extends GeneralApplication
+{
+    const FIELD_BANK_BRANCH_ID_BEFORE = "口座変更申請_変更前_銀行支店ID";
+    const FIELD_BANK_CODE_BEFORE = "口座変更申請_変更前_金融機関コード";
+    const FIELD_BANK_NAME_BEFORE = "口座変更申請_変更前_金融機関名";
+    const FIELD_BRANCH_CODE_BEFORE = "口座変更申請_変更前_支店コード";
+    const FIELD_BRANCH_NAME_BEFORE = "口座変更申請_変更前_支店名";
+    const FIELD_ACCOUNT_TYPE_BEFORE = "口座変更申請_変更前_口座種目";
+    const FIELD_ACCOUNT_NAME_KANA_BEFORE = "口座変更申請_変更前_口座名義カナ";
+    const FIELD_ACCOUNT_NO_BEFORE = "口座変更申請_変更前_口座番号";
+    const FIELD_ACCOUNT_YUCHO_SIGN_BEFORE = "口座変更申請_変更前_ゆうちょ口座記号";
+    const FIELD_ACCOUNT_YUCHO_NO_BEFORE = "口座変更申請_変更前_ゆうちょ口座番号";
+    const FIELD_BANK_BRANCH_ID_AFTER = "口座変更申請_変更後_銀行支店ID";
+    const FIELD_BANK_CODE_AFTER = "口座変更申請_変更後_金融機関コード";
+    const FIELD_BANK_NAME_AFTER = "口座変更申請_変更後_金融機関名";
+    const FIELD_BRANCH_CODE_AFTER = "口座変更申請_変更後_支店コード";
+    const FIELD_BRANCH_NAME_AFTER = "口座変更申請_変更後_支店名";
+    const FIELD_ACCOUNT_TYPE_AFTER = "口座変更申請_変更後_口座種目";
+    const FIELD_ACCOUNT_NAME_KANA_AFTER = "口座変更申請_変更後_口座名義カナ";
+    const FIELD_ACCOUNT_NO_AFTER = "口座変更申請_変更後_口座番号";
+    const FIELD_ACCOUNT_YUCHO_SIGN_AFTER = "口座変更申請_変更後_ゆうちょ口座記号";
+    const FIELD_ACCOUNT_YUCHO_NO_AFTER = "口座変更申請_変更後_ゆうちょ口座番号";
+    const FIELD_APPLICATION_CUSTOMER_CODE = "口座変更申請_顧客コード";
+    const FIELD_SMBC_APPLICATION_DATETIME = "口座変更申請_SMBC申請日時";
+    const FIELD_SMBC_ACCEPT_NO = "口座変更申請_SMBC受付番号";
+    const FIELD_SMBC_RESULT = "口座変更申請_SMBC結果";
+
+    protected const FIELDS = [
+        ...parent::FIELDS,
+        self::FIELD_BANK_BRANCH_ID_BEFORE => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_BANK_CODE_BEFORE => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_BANK_NAME_BEFORE => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_BRANCH_CODE_BEFORE => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_BRANCH_NAME_BEFORE => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_ACCOUNT_TYPE_BEFORE => FieldType::NUMBER,
+        self::FIELD_ACCOUNT_NAME_KANA_BEFORE => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_ACCOUNT_NO_BEFORE => FieldType::NUMBER,
+        self::FIELD_ACCOUNT_YUCHO_SIGN_BEFORE => FieldType::NUMBER,
+        self::FIELD_ACCOUNT_YUCHO_NO_BEFORE => FieldType::NUMBER,
+        self::FIELD_BANK_BRANCH_ID_AFTER => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_BANK_CODE_AFTER => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_BANK_NAME_AFTER => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_BRANCH_CODE_AFTER => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_BRANCH_NAME_AFTER => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_ACCOUNT_TYPE_AFTER => FieldType::NUMBER,
+        self::FIELD_ACCOUNT_NAME_KANA_AFTER => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_ACCOUNT_NO_AFTER => FieldType::NUMBER,
+        self::FIELD_ACCOUNT_YUCHO_SIGN_AFTER => FieldType::NUMBER,
+        self::FIELD_ACCOUNT_YUCHO_NO_AFTER => FieldType::NUMBER,
+        self::FIELD_APPLICATION_CUSTOMER_CODE => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_SMBC_APPLICATION_DATETIME => FieldType::DATETIME,
+        self::FIELD_SMBC_ACCEPT_NO => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_SMBC_RESULT => FieldType::SINGLE_LINE_TEXT,
+
+    ];
+
+    protected const FIELD_NAMES = [
+        ...parent::FIELD_NAMES,
+    ];
+}
diff --git a/app/Kintone/Models/Customer.php b/app/Kintone/Models/Customer.php
index 0659b77..202f7fb 100644
--- a/app/Kintone/Models/Customer.php
+++ b/app/Kintone/Models/Customer.php
@@ -13,6 +13,7 @@ use Illuminate\Support\Facades\Auth;
  * @property string phoneNumber
  * @property string zipCode
  * @property string address
+ * @property string bankBranchId
  */
 class Customer extends KintoneModel
 {
@@ -25,6 +26,7 @@ class Customer extends KintoneModel
     const FIELD_PHONE_NUMBER = "電話番号";
     const FIELD_ZIP_CODE = "契約者_郵便番号";
     const FIELD_ADDRESS = "住所";
+    const FIELD_BANK_BRANCH_ID = "ChargedBankBranchCode";
 
     protected const FIELDS = [
         ...parent::FIELDS,
@@ -35,6 +37,7 @@ class Customer extends KintoneModel
         self::FIELD_PHONE_NUMBER => FieldType::LINK,
         self::FIELD_ZIP_CODE => FieldType::SINGLE_LINE_TEXT,
         self::FIELD_ADDRESS => FieldType::SINGLE_LINE_TEXT,
+        self::FIELD_BANK_BRANCH_ID => FieldType::SINGLE_LINE_TEXT,
     ];
 
     protected const FIELD_NAMES = [
diff --git a/app/Kintone/Models/GeneralApplication.php b/app/Kintone/Models/GeneralApplication.php
index b7806ae..df95e7e 100644
--- a/app/Kintone/Models/GeneralApplication.php
+++ b/app/Kintone/Models/GeneralApplication.php
@@ -47,6 +47,7 @@ abstract class GeneralApplication extends KintoneModel
     protected const RELATIONS = [
         SeasonTicketContract::class,
         Customer::class,
+        Bank::class,
     ];
 
     public static function findByApplicationNo(string $applicationNo): static
diff --git a/app/Logic/GeneralApplicationManager.php b/app/Logic/GeneralApplicationManager.php
index 00468d4..ef3ad67 100644
--- a/app/Logic/GeneralApplicationManager.php
+++ b/app/Logic/GeneralApplicationManager.php
@@ -3,6 +3,7 @@
 namespace App\Logic;
 
 use App\Exceptions\AppCommonException;
+use App\Kintone\Models\BankAccountUpdateApplication;
 use App\Kintone\Models\Customer;
 use App\Kintone\Models\GeneralApplication;
 use App\Kintone\Models\Parking;
@@ -61,6 +62,10 @@ class GeneralApplicationManager
             $this->setType("振替頻度変更");
             return;
         }
+        if ($model instanceof BankAccountUpdateApplication) {
+            $this->setType("口座変更申請");
+            return;
+        }
     }
 
     public function setCustomer(Customer $customer): static
@@ -102,6 +107,10 @@ class GeneralApplicationManager
             $this->model->parkingName = $this->parking->parkingName;
         }
 
+        if ($this->model instanceof BankAccountUpdateApplication) {
+            $this->model->applicationCustomerCode = $this->customer->customerCode;
+        }
+
         return $this->model;
     }
 
diff --git a/app/Models/SmbcPollStatus.php b/app/Models/SmbcPollStatus.php
new file mode 100644
index 0000000..c3a8def
--- /dev/null
+++ b/app/Models/SmbcPollStatus.php
@@ -0,0 +1,22 @@
+<?php
+
+namespace App\Models;
+
+class SmbcPollStatus extends AppModel
+{
+    const COL_NAME_CONDITION_DATETIME_TO = 'condition_datetime_to';
+
+    protected $casts = [
+        self::COL_NAME_CONDITION_DATETIME_TO => 'datetime',
+    ];
+
+    public function getHistory(): ?HistoryModel
+    {
+        return null;
+    }
+
+    public function getModelName(): string
+    {
+        return "SMBC口座振替登録依頼確認ステータス";
+    }
+}
diff --git a/app/Util/EncodingUtil.php b/app/Util/EncodingUtil.php
new file mode 100644
index 0000000..7606cd8
--- /dev/null
+++ b/app/Util/EncodingUtil.php
@@ -0,0 +1,16 @@
+<?php
+
+namespace App\Util;
+
+class EncodingUtil
+{
+
+    public static function toUtf8FromSjis(string $source)
+    {
+        return mb_convert_encoding($source, "UTF8", 'SJIS');
+    }
+    public static function toSjisFromUtf8(string $source)
+    {
+        return mb_convert_encoding($source, "SJIS", 'UTF8');
+    }
+}
diff --git a/config/kintone.php b/config/kintone.php
index cdb9275..114a6ea 100644
--- a/config/kintone.php
+++ b/config/kintone.php
@@ -27,6 +27,7 @@ return [
 
     'applications' => [
         ...App\Kintone\Models\Customer::setConfig(),
+        ...App\Kintone\Models\Bank::setConfig(),
         ...App\Kintone\Models\Parking::setConfig(),
         ...App\Kintone\Models\SeasonTicketContract::setConfig(),
         ...App\Kintone\Models\SeasonTicketContractEntry::setConfig(),
diff --git a/config/smbc.php b/config/smbc.php
new file mode 100644
index 0000000..845e2c1
--- /dev/null
+++ b/config/smbc.php
@@ -0,0 +1,20 @@
+<?php
+
+return [
+
+
+    /*
+    |--------------------------------------------------------------------------
+    | SMBCのパスワード管理
+    |--------------------------------------------------------------------------
+    |
+    | キントーンAPIのホストを定義
+    */
+
+    'systemPassword' => env("SMBC_SYSTEM_PASSWORD"),
+    'searchPassword' => env("SMBC_SEARCH_PASSWORD"),
+
+    'registerUrl' => env("SMBC_URL_REGISTER"),
+    'searchUrl' => env("SMBC_URL_SEARCH"),
+
+];
diff --git a/database/migrations/2023_10_06_182600_create_smbc_poll_statuses_table.php b/database/migrations/2023_10_06_182600_create_smbc_poll_statuses_table.php
new file mode 100644
index 0000000..93a5f24
--- /dev/null
+++ b/database/migrations/2023_10_06_182600_create_smbc_poll_statuses_table.php
@@ -0,0 +1,30 @@
+<?php
+
+use App\Util\MigrationHelper;
+use Illuminate\Database\Migrations\Migration;
+use Illuminate\Database\Schema\Blueprint;
+use Illuminate\Support\Facades\Schema;
+
+return new class extends Migration
+{
+    /**
+     * Run the migrations.
+     */
+    public function up(): void
+    {
+        Schema::create('smbc_poll_statuses', function (Blueprint $table) {
+            $helper = new MigrationHelper($table);
+            $helper->baseColumn();
+
+            $table->dateTime('condition_datetime_to')->comment('前回検索条件_TO時刻');
+        });
+    }
+
+    /**
+     * Reverse the migrations.
+     */
+    public function down(): void
+    {
+        Schema::dropIfExists('smbc_poll_statuses');
+    }
+};
diff --git a/routes/api.php b/routes/api.php
index 46e97f1..c56a3c5 100644
--- a/routes/api.php
+++ b/routes/api.php
@@ -37,6 +37,7 @@ RouteHelper::post('/ask', App\Http\Controllers\Web\FAQ\AskController::class);
 RouteHelper::post('/email/change/start', App\Http\Controllers\Web\Customer\ChangeEmailStartController::class);
 RouteHelper::post('/email/change/verify', App\Http\Controllers\Web\Customer\ChangeEmailVerifyController::class);
 RouteHelper::post('/customer/update-info-order', App\Http\Controllers\Web\Customer\UpdateUserInfoOrderController::class);
+RouteHelper::get('/customer/bank-account-register/start', App\Http\Controllers\Web\Customer\BankAccountRegisterStartController::class);
 
 RouteHelper::post('/password/setting/start', App\Http\Controllers\Web\Auth\PasswordSettingStartController::class);
 RouteHelper::post('/password/setting/verify', App\Http\Controllers\Web\Auth\PasswordSettingVerifyController::class);
diff --git a/tests/Feature/Http/API/SMBC/SMBCTest.php b/tests/Feature/Http/API/SMBC/SMBCTest.php
new file mode 100644
index 0000000..78ad899
--- /dev/null
+++ b/tests/Feature/Http/API/SMBC/SMBCTest.php
@@ -0,0 +1,21 @@
+<?php
+
+namespace Tests\Feature\Http\API\SMBC;
+
+use App\Http\API\SMBC\SMBC;
+use App\Util\DateUtil;
+use Tests\TestCase;
+
+class SMBCTest extends TestCase
+{
+
+    public function test_poll(): void
+    {
+        $from = DateUtil::now()->setDate(2023, 10, 5);
+        $to = DateUtil::now()->setDate(2023, 10, 7);
+        $result = SMBC::poll($from, $to);
+
+        $this->assertEquals("", $result->getMessage());
+        $this->assertTrue($result->ok());
+    }
+}
diff --git a/tests/Feature/Kintone/BankAccountUpdateApplicationTest.php b/tests/Feature/Kintone/BankAccountUpdateApplicationTest.php
new file mode 100644
index 0000000..449bd4d
--- /dev/null
+++ b/tests/Feature/Kintone/BankAccountUpdateApplicationTest.php
@@ -0,0 +1,41 @@
+<?php
+
+namespace Tests\Feature\Kintone;
+
+use App\Kintone\Models\BankAccountUpdateApplication;
+use App\Kintone\Models\Customer;
+use App\Logic\GeneralApplicationManager;
+use Tests\TestCase;
+
+class BankAccountUpdateApplicationTest extends TestCase
+{
+
+    public function test_simple(): void
+    {
+        $customer = Customer::findByCustomerCode("171");
+
+
+        $application = new BankAccountUpdateApplication();
+        $manager = new GeneralApplicationManager($application);
+        $manager
+            ->setCustomer($customer)
+            ->makeApplication();
+
+        $application->bankBranchIdBefore = $customer->bankBranchId;
+
+        $application->bankBranchIdAfter = "1004";
+        $application->bankCodeAfter = "1";
+        $application->bankNameAfter = "みずほー";
+        $application->branchCodeAfter = "4";
+        $application->branchNameAfter = "まるのうち";
+        $application->accountTypeAfter = "1";
+        $application->accountNameKanaAfter = "ﾃｽﾄﾀﾛｳ";
+        $application->accountNoAfter = "1234567";
+        $application->accountYuchoSignAfter = "01234";
+        $application->accountYuchoNoAfter = "12345678";
+
+        $application->save();
+
+        $this->assertTrue(true);
+    }
+}